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Frequently Asked Questions
A: No matter who you nominate in your insurance policy as someone with permission to drive your car or how much coverage your car insurance policy offers, you are the one who pays if the driver is at fault in a traffic accident.
A: If you don’t pay an insurance claim against you, the insurance company can ask you to pay the debt, and if that fails, they can pass on or sell your debt to a debt collector. Be aware that this debt can affect your credit rating. If you believe you were not at fault and/or were injured, call PK Simpson for advice and help with traffic accident personal injury claims.
A: If you think someone else is liable for the traffic accident, give all the details to your insurer, who will claim any damage through the other person’s insurance. If your car is repairable, most insurance companies organise an assessment and have preferred repairers. Check your policy.
A: If you have a traffic accident and you are not insured and deemed at fault by the other driver and their insurer, you will be expected to pay for all damage. This could mean thousands of dollars out of your pocket, so if you believe the traffic accident was not your fault, you better get a PK Simpson lawyer soon.
A: If you’ve had a motor car accident, stop your vehicle and turn on your hazard lights. Make sure nobody is injured, and if so, call emergency 000 and remain at the scene of the accident. If it’s a minor incident, you don’t need to call the police but move the damaged cars if possible.
Never admit responsibility, even if you think you were at fault. Collect the other parties’ names, addresses, registration numbers, and insurance details and get witness details if possible.
A: PK Simpson will fund your claim. Claimants will not have to pay any upfront costs at PK Simpson as we have a no-win/no-fee basis. This means that we only charge fees if you are successful in your claim.
A: In NSW, the time it takes to make a motor vehicle accident compensation claim varies depending on the complexity of the claim and the cooperation of the other parties involved. However, most claims take between 1 and 3 years to resolve due to medical treatment.
A: In general, you have three years from the date of your injury to make a personal injury claim in Australia. However, there are some exceptions to this rule, such as if you were under the age of 18 at the time of the injury, or if the injury was caused by medical negligence. It is important to note that the time limit for making a personal injury claim can be complex, so it is always best to seek legal advice as soon as possible after your injury. A lawyer can help you to understand your legal rights and options and can ensure that your claim is filed within the time limit.
A: The time limit for making a motor vehicle accident compensation claim in Australia varies depending on the state or territory in which the accident occurred. In New South Wales, the time limit is three years from the date of the accident.
A: Contact your insurer and lodge a claim, giving them your details, the other vehicle and the driver’s details, and tell them what you know about how the accident occurred. In NSW, you can use SIRA’s CTP Connect form or call 1300 656 919 to be connected to CTP Assist or email ctpassist@sira.nsw.gov.au for further assistance. Those in other states can contact their accident authority. Call PK Simpson lawyers if you’re having trouble with the insurers or were injured and need to claim personal injury compensation.
Explore our comprehensive resources on traffic accidents to better understand your rights and the complexities of these cases.
Types of Traffic Accidents
- Car Accident Claims
- Motorcycle Accident Claims
- Bicycle Accident Claims
- Pedestrian Accident Claims
- Passenger Accident Claims
- Public Transport Accident Claims
Compensation Information
- Understanding Compensation Claims
- Accident Compensation Guide
- Motor Accident Compensation Claims in NSW
- Not At Fault Car Accident Compensation
Legal Resources
Related Blog Posts
- What To Do After a Car Crash
- 7 Step Process for Car/Motor Vehicle Accidents
- Car Accidents in Sydney and The Compensation Procedure
- Time Restraints for Motor Accident Injury Claims
- Psychological Injuries After Car Accidents
Additional Resources
- NSW Car Accidents
- Blameless and Inevitable Car Accidents
- Non-Minor Injury Car Accident & CTP Claims in NSW
- Requirements for Making a Motor Vehicle Accident Claim
- What Are NSW's Drink Driving Limits?
For expert legal advice on traffic accidents and to discuss your potential claim, contact PK Simpson today. We're here to help you understand your rights and get the compensation you deserve.
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“I’m so happy to have found the team at PK Simpson. They helped me when I was going through one of the toughest times of my life. When my claim settled I ended up with a compensation payout which allowed me to keep my family home. Would recommend 100%”
“I have received the cheque and paperwork. Thank you very much! I really appreciate what you have achieved.”
“Thank you so much. I definitely will stay in touch. You always manage to help so thank you very much from both my father and I. We really appreciate your help and the whole team.”
“The very friendly team at PK Simpson has helped me complete three TPD claims. They have helped in all aspects from professional courtesy to contacting me in regards to appointments. I strongly recommend that you go with PK if you’re in need of any help.”
“I am very, very thankful to PK Simpson for helping me get my TPD claim approved. This has changed my life. All my debts are paid off. I still have funds to secure my future.A very special thanks to my TPD solicitor and secretary for all the help and follow up you did.”
“I have received your letter with attached cheque. I wanted to thank you for finalising my matter so quickly. It is very much appreciated. All the best to my TPD team.”
“Thank you so much I have gone through a lot. This will help me in a lot of ways physically and mentally. I’ve sent some flowers to show my appreciation.”